Since 2020 members of the Ruedi Wealth team have been writing weekly investing and retirement planning columns for our local newspaper, The News-Gazette.
Though investors can readily look at stock price, or the value of a small portion of a company, the total value of the company or “market capitalization” is often less understood.
It can take less than a decade for your existing savings to start driving more of your portfolio growth than your annual additions
When people hear valuations are close to where they were during the dot-com bubble and subsequent crash, many want to abandon their investments until after an “inevitable” crash occurs. But is that a good idea?
A money market fund is essentially a mutual fund that invests in literal cash, investments that are almost equivalent to cash, and very short-term, high-quality bonds. This results in a fund that maintains a very stable value, but low returns.
401(k) hardship withdrawals enable a person to access some of the money in their 401(k) plan in the event of some sort of financial hardship. But this money is not without strings attached.
Many people wonder whether it would be better for them to hire a financial advisor to manage their investments or to pursue a do-it-yourself approach. The truth is, many people can successfully manage their investments themselves...