Since 2020 members of the Ruedi Wealth team have been writing weekly investing and retirement planning columns for our local newspaper, The News-Gazette.
As I was celebrating Independence Day this year, I couldn’t help but think of one of the pieces of financial jargon you may hear in the retirement and financial planning industry: financial independence.
As strange as it sounds, I often tell clients I hope they get a tough bear market early in retirement. That is because a bear market is the ultimate test of a retirement planning process.
There is no amount of money that can guarantee a person will remain wealthy.
Though investors can readily look at stock price, or the value of a small portion of a company, the total value of the company or “market capitalization” is often less understood.
It can take less than a decade for your existing savings to start driving more of your portfolio growth than your annual additions
When people hear valuations are close to where they were during the dot-com bubble and subsequent crash, many want to abandon their investments until after an “inevitable” crash occurs. But is that a good idea?