Since 2020 members of the Ruedi Wealth team have been writing weekly investing and retirement planning columns for our local newspaper, The News-Gazette.
People generally purchase bonds to be the stabilizing asset in their portfolio. Unfortunately, this year bond investors have seen the value of their bonds or bond funds drop due to rising interest rates.
Medicare Open Enrollment begins on Thursday, October 15th, and continues through December 7th.
Vanguard’s Principles for Retirement Income research paper caused a bit of a stir this year when it recommended two of its five example retirees should buy an annuity. Let’s take a look at some of the numbers in the paper to see the deal folks are actually getting.
When people buy goods, they often focus only on the purchase price when considering the financial implications. What takes a little more foresight is considering how much that thing will cost you in the future.
You may have heard me discuss the importance of “rising income investments” in the face of inflation in these columns and on our radio show. I am often using that phrase to describe stocks, but I am sure many people wonder why I call stocks rising income investments and why they are so important to address inflation.
Unlike a typical fixed rate mortgage that keeps the same interest rate over the entire life of the loan, adjustable-rate mortgages will adjust the interest rate at some point based on how much a benchmark interest rate has risen or fallen.