Reduce Your Lifetime Taxes
Careful planning can help you reduce taxes throughout retirement. At Ruedi Wealth Management, we’re always looking for opportunities to reduce your lifetime taxes.
Common Tax Planning Opportunities
Utilizing Tax-Efficient Investments
Holding specific types of investments in specific types of investment accounts (often referred to as “asset location”)
Withdrawing from your investment accounts in the most tax-efficient manner over your lifetime
Converting money from a Traditional IRA to a Roth IRA in years where your taxable income is low
“Harvesting” unrealized capital losses during market declines
“Harvesting” unrealized capital gains if you fall in the 0% capital gains tax bracket
Giving to charity via qualified charitable distributions or utilizing donor-advised funds
