On the Money: The Value of a Financial Plan

On this episode of "On the Money," Paul Ruedi, David Ruedi, CFP®, Ryan Repko, CFP®, and Dr. Fred Giertz discuss tough periods to be a stock investor and the value of a financial plan.

 

(2:09) Jerome Powell comments open the door for rate cuts

(5:19) Investors worried about all-time-highs

(9:32) Caller questions: Was the stock market flat from 1968-1982? What was the cause of the crash of 87?

(16:05) Average 401(k) mix of stocks vs bonds

(23:03) 62% of retirees have no idea how long their nest egg will last

(30:08) Biggest benefit of a financial plan

(35:22) Listener question: What do you think will be the impact of tariffs and inflation in the year 2026?

(48:50) Average 401(k) plan balance for 45-50 year-olds