On the Money: QCDs, Debt vs. Investing, Utilities Stocks

On this episode of "On the Money," Paul Ruedi, David Ruedi, CFP®, Ryan Repko, CFP®, and Dr. Fred Giertz discuss qualified charitable distributions, paying down debt vs. investing, collecting pennies, utilities stocks, and overcoming fear of spending.

(1:46) Caller question: I contribute to charities regularly and have been told to use a Qualified Charitable Distribution. I itemize taxes, does that still make sense for me?

(6:42) Caller question: Should I use my emergency fund or IRA to pay off student loan debt?

(13:17) Caller question: I’ve had friends tell me to buy boxes of pennies. Why?

(16:53) The most searched retirement keywords

(24:54) Do rapidly rising gold prices suggest our country is heading towards crisis?

(31:08) William Bengen updates 4% rule

(35:28) Caller question: Does it make sense to invest in utilities stocks

(43:07) Splurging on big ticket items in retirement