On the Money: First Show of 2025

On this episode of "On the Money," Paul Ruedi, David Ruedi, CFP®, Ryan Repko, CFP®,  and Dr. Fred Giertz look back on the last four years and discuss the Social Security Fairness Act.

(2:19) S&P 500 returns over 20% two years in a row

(12:18) Chasing performance

(15:11) Rebalancing

(27:03) Fed cut rates, 10-year treasury rose

(28:32) Listener question: Is it better to contribute to an HSA or a Roth 401(k)?

(32:13) Social Security Fairness Act repeals Windfall Elimination Provision and Government Pension Offset

(44:05) Most children don’t use their parent’s financial advisor