On the Money: Election, Bonds, and Bitcoin

On this episode of "On the Money," Paul Ruedi, David Ruedi, CFP®, Ryan Repko, CFP®, and Dr Fred Giertz discuss the election, bonds, and Bitcoin.

(0:50) Election

(7:31) Compounding isn’t exciting at first

(9:05) Testing a financial plan to see if you can spend more

(16:09) Stock market returns over Paul Sr.’s lifetime

(23:58) The Fed Funds rate vs. market interest rates

(32:11) Listener question: Is it hard for people to save with houses and cars being so expensive?

(34:28) Listener question: Do the 10 year treasuries maintain the same rate of interest or does it float like I-bonds?

(37:39) New retirement contribution limits for 2025

(42:02) Changes to Illinois’ 529 College Savings Plan

(44:09) Bitcoin

(51:28) Small cap stocks