On the Money: 2022 Stock and Bond Returns, 529 Plans, and Retiree Mortgages

On this episode of “On the Money,” Paul Ruedi, David Ruedi, Ryan Repko and Dr. Fred Giertz discuss stock and bond returns from the first half of 2022. They also cover 529 College Savings Plans and whether or not retirees should pay off their mortgages.

(3:01) Historically bad 60/40 portfolio returns

(8:07) Aren’t bonds supposed to go up during stock declines?

(13:36) The Inflation Reduction Act(20:04) 529 College Savings Plans

(26:58) Sticker price vs actual cost of college

(30:28) 529 Plan investment options

(40:44) Personality, emotions, and your personal circumstances drive financial decisions

(42:49) Should retirees pay off their mortgage?