You don’t need a financial advisor if…
I included the word “Secrets” in the title slightly tongue-in-cheek. That is because there really are no special secrets, magic pills, or golden tickets when it comes to investing, just rigorously studied principles that are likely to put the wind at your back.
Think you are "too smart" to fall prey to emotional behavior when it comes to investing? Even Sir Isaac Newton, one of the most brilliant people ever to walk the earth, was not immune to emotional investor behavior, and it cost him considerably.
Everyone is familiar with the saying “don’t put all your eggs in one basket.” Even when Shakespeare was writing plays people understood this concept. 400 years later, I still feel the need to emphasize the importance of diversification.