David Ruedi CFP® is the subject of our first “Advisor Spotlight” blog post – a series of interviews to help people get to know the advisors at Ruedi Wealth.
Choosing when to claim Social Security is something that can have a material impact on a couple’s lifestyle in retirement. With so many options and trade-offs when claiming, how can people possibly know which one is right for them?
Are people better off using annuities to fund their retirement spending? You will find few questions more hotly debated in the retirement planning industry. People on both sides of the argument have strong opinions that are unlikely to reconcile anytime soon, so I decided to research the subject for myself.
I recently read Warren Buffett’s most recent shareholder letter and I must admit it was my favorite. Though nobody calls me the “Oracle of Illinois,” I couldn’t help but feel like Warren was articulating the same investment wisdom I’ve been promoting on my radio show for the past 25 years.
I included the word “Secrets” in the title slightly tongue-in-cheek. That is because there really are no special secrets, magic pills, or golden tickets when it comes to investing, just rigorously studied principles that are likely to put the wind at your back.
When I get a flurry of questions from clients wondering if they should increase their allocation to stocks, I find the need to remind everyone that risk and return are joined at the hip. We always must be aware that the permanent uptrend in stocks will inevitably be interrupted by stunning temporary declines.